The Automated Bank Payment option authorizes Coos-Curry Electric Cooperative, Inc. to deduct your monthly electric bill payment automatically from your bank account. That means no check to write, no payment to mail, no more chance of forgetting to pay and no extra charge for the service. Read more.
What is ACH?
ACH stands for Automated Clearing House. It is a financial institution term for the process used to transfer money electronically from one financial institution or account to another. ACH is the term used for the CCEC’s Automated Bank Payment process.
How does it work?
The Automated Bank Payment option lets your bank do all the work. You still receive a regular electric bill from CCEC with your Monthly Minimum Charge (MMC) and cost for electricity or kilowatt hour usage. The total amount due will be deducted from the checking or savings account of your choice. Payments are deducted according to your schedule – on the 5th, 15th or 25th of each month, as long as that date is no less than ten days after you normally receive your electric bill. For members on the Fixed Budget or Levelized Billing Plan, the amount deducted will be the established monthly amount under the plan.
There is no check to mail – the payment is made automatically. Your bill will reflect “Automatic Pay” next to the amount due in the payment section and your bank statement will show the amount deducted each month.
How long after I sign up will it take for the Automated Bank Payment to go into effect?
The first automated payment usually takes one cycle before going into effect. That means you will have one more billing to pay by check after you sign up for the automated payment option before the Automated Bank Payment goes into effect.
What does it cost me?
There is no charge for this service. In fact, signing up for the Automated Bank Payment option means you will save money and time because you have no postage to pay and no checks to write.
How do I sign up?
It's simple. Fill out the authorization form and read the Terms and Conditions.
- Complete and print the authorization form. For security reasons, the completed form, which includes financial institution information, should not be sent over the internet.
- Attach a blank check or savings deposit form marked “Void” to the completed authorization form. A voided check or savings deposit form showing your bank routing numbers will be needed to process your payments.
- Deliver the completed authorization form and voided check or savings deposit form to any office of CCEC, or
- Mail the authorization form and voided check or savings deposit form to CCEC, c/o Member Services, P O Box 4819, Brookings, OR 97415, or
- Return the completed authorization form and voided check or savings deposit form with your CCEC payment.
May I rely on Automated Bank Payment to pay my bill every month?
Absolutely. All you have to do is make sure there are enough funds in your account to cover the amount needed to pay your electric bill. Automated Bank Payment takes care of the rest. Your total bill is always paid on time and your credit is always in good standing.
What if I dispute the bill?
If you have a dispute on your billing, you authorize your bank to stop payment on your Automated Bank Payment that month. However, please contact your local CCEC office first to attempt to resolve the dispute.
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